How is the money used by the investor? Q: If I loan money to an investor, how is it used and is it secure? A: Professional real estate investors need to fund new purchases, raise money to fix up, maintain and rent up acquired properties. In addition, it may cover the other costs associated with buying and selling houses. For properties already owned and managed by the investor, there are times when an investor needs to convert equity into cash. — without selling the property. This cash may be used to fund a house buying business, pay off other real estate notes that come due and handle unexpected cash needs.

Why private money? Q: Why don’t you go to banks or mortgage lenders? A: Banks and other lenders require applications, approvals and must follow guidelines imposed on the banking industry. Then there are limits to the number of loans they want to make to any one company or investor. On top of that, the time it takes for their approval process is never certain. We can move much faster without these limitations by using private lenders. That allows us to negotiate more profitable deals while offering homeowners a quick and easy sale without new loan or deal breaking contingencies.

Why are the returns so high! Q: How can you afford to pay double or triple bank rates? A: Investors make their profits by providing good and needed services to all parties we work with, buyers, sellers, tenants, and private lenders. We can cut out the costs normally paid out for real estate commissions, mortgage broker fees, loan initiation fees and property management fees by cutting all these parties out from the transaction. Being Trained by experts like Richard Roop, We know how to get full appraised value from the buyers and avoid having to lower prices to sell the property. We can have the house occupied fast which avoids holding costs and we know how to fix them up and maintain properties for less then most people think it is possible to do it for. We always make our offers such that all parties get a great deal, Seller, buyer and us. And for us we structure the deal such that we secure a minimum profit of $20,000 or $30,000 between the time we buy an investment home and when we sell within a few years. Unless it makes sense for everyone involved we just won’t buy a property.

Help for sellers and buyers Q: How does the investor help sellers? A: Many sellers today are not successful finding a buyer when they want to sell. Plus they have to go through a lot of inconveniences to get their home sold. Using a more long-term approach to the investment, Free and Clear investors like Richard Roop can offer sellers an appealing price, close on the transaction whenever the sellers want and help the seller avoiding all the hassles of selling a home.

Q: How do investors like Richard Roop help buyers? A: Investors in High Equity Properties like Richard Roop, offer several programs and opportunities for buyers. This includes offering seller (owner) financing, a down payment assistance program and a program where the buyer can build up sweat equity over time. Buyers today have more and more problems qualify for loans than ever. The Investors programs help buyers get into the house they want quickly allowing them to start building wealth for the future and helping them avoid wasting their money on rent.

Q: How do Investors assist renters? A: Renting is always a waste of money because a tenant does not build up equity. Plus tenants today face more scrutiny and application requirements from the landlords and property management companies. Investors subscribed to Richard Roops method have positioned themselves to be flexible and highly creative in getting solid people into the homes, thereby providing a much needed service. We can even rent to folks who recently had a bankruptcy or foreclosure.