Kobe Bryant is the second best player since Michael Jordan to ever play the game. There is no single player in the entire NBA that has been able to accomplish what he has accomplished. He puts fear into the eyes of his opponents team and coaches and will torch even the best known defensive players the league can throw at him.

Do you think it takes magic to write a great headline? Nothing could be further from the truth. It just takes a touch of talent, mixed with a bit of technique. And great writers are highly sought after and highly paid.

I will describe a system I used to turn my dismal credit report into AAA credit in 6 months. My problem was that I had no credit. I was out of the country for 7 years and when I returned to the US, I promptly applied for a credit card, was rejected and was told that no history was worse than bad credit. I was ready to buy a house and car and needed all three reporting agencies to confirm I was and excellent risk.